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    March 28, 2021
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MORE POSSIBILITIES for your home with CU Hawaii's HELOC With our Home Equity Line of Credit, you can use it for almost anything - from paying bills or tuition, to finally getting that new roof done. No closing costs and the lowest introductory rates on the island! 1 Year 2 Years 3 Years 4 Years 5 Years 2.50% APR 3.00% APR 0.75% 1.375% APR 2.00% APR' APR' Well be with you every step of the way. For more info, visit cuhawaii.com/HELOC "APR - Annual Percentage Rate. After the introductory rate, new APR based on 6-manth constant maturity T-bill index plus 3% rounded up to the nearest 25%. Current index as of March 19. 2021 is 03. Maximum increase or decrease is 2%. Floor rate is 45% and ceiling rate is 18%. Prior 15 year historical high was 8.25%. Maximum loan limit at $300,000 with 80% CLTV. Minimum draw at closing is $10.000. Draw period term is 10 years and 20 year amortization. $10.000, 20 years at 4.5% estimated at s63.29 prinicipal and interest. $100 minimum monthly payment due. Closing costs estimated up to $1.500 absorbed by CU Hawall. Reimbursement of closing costs if HELOC is closed within 3 years from origination. Other restrictions apply. Federally insured by NCUA. CU HAWAII Federal Credit Union MORE POSSIBILITIES MORE POSSIBILITIES for your home with CU Hawaii's HELOC With our Home Equity Line of Credit, you can use it for almost anything - from paying bills or tuition, to finally getting that new roof done. No closing costs and the lowest introductory rates on the island! 1 Year 2 Years 3 Years 4 Years 5 Years 2.50% APR 3.00% APR 0.75% 1.375% APR 2.00% APR' APR' Well be with you every step of the way. For more info, visit cuhawaii.com/HELOC "APR - Annual Percentage Rate. After the introductory rate, new APR based on 6-manth constant maturity T-bill index plus 3% rounded up to the nearest 25%. Current index as of March 19. 2021 is 03. Maximum increase or decrease is 2%. Floor rate is 45% and ceiling rate is 18%. Prior 15 year historical high was 8.25%. Maximum loan limit at $300,000 with 80% CLTV. Minimum draw at closing is $10.000. Draw period term is 10 years and 20 year amortization. $10.000, 20 years at 4.5% estimated at s63.29 prinicipal and interest. $100 minimum monthly payment due. Closing costs estimated up to $1.500 absorbed by CU Hawall. Reimbursement of closing costs if HELOC is closed within 3 years from origination. Other restrictions apply. Federally insured by NCUA. CU HAWAII Federal Credit Union MORE POSSIBILITIES