'Ohana plans offer you a whole lot more. Not all Medicare Advantage plans are the same. Whatever your needs – and budget – 'Ohana has a plan that fits. When you are comparing Medicare Advantage plans, there are many factors to consider: Plan Type – Depending on your area, 'Ohana offers plan types like HMO, and Special Needs Plans so you can choose a plan type that’s right for you. The Medicare Advantage plan type influences what providers you can see, whether or not you need referrals to see specialists, and how much you will pay out-of-pocket. Copays – A copayment, or copay, is the amount you pay for a covered medical service. It is important to consider copay amounts when comparing the entire cost of plans. With an 'Ohana plan, doctor visits and many prescription drugs have $0 or low copays. Plan Benefits – All Medicare Advantage plans are required to offer the same coverage as Original Medicare, which includes Part A (hospital) and Part B (medical) coverage. 'Ohana’s Medicare Advantage plans offer a wide variety of valuable additional benefits like dental, vision, hearing prescription drug and more. Deductible – The deductible is the amount of money you have to pay out-of-pocket before your plan begins to pay. Our Medicare Advantage plans have low deductibles and limited out-of-pocket spending, unlike Original Medicare

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