SPECIAL CERTIFICATE YOU WILL EARN 4.88% FOR 12 MONTHS WITH $500 MINIMUM TO OPEN *APY = Annual percentage yield. APY is accurate as of November 16, 2023 and is subject to change without notice. Minimum opening deposit is $100 per certificate, with a cumulative maximum of $1,000,000 in new special certificate deposits per member. A penalty may be imposed for early withdrawal. Terms on this Certificate are offered as a special promotion. Certificate will automatically renew at maturity into a new Certificate for the selected initial term, at the prevailing rate, unless specified within the 10-day grace period. Stated APY is valid from 11/16/2023 thru 11/30/2023 and can be modified or cancelled at anytime. Certain terms and conditions apply. Membership with the Credit Union is required. MORE POSSIBILITES FOR YOUR OHANA CU HAWAII Offer Valid 11/16 - 11/30/23 FEDERALLY INSURED BY NCUA PERSONAL LOAN SPECIAL RATES AS LOW AS 7.49%-8.49% FOR 36 MONTHS FOR 60 MONTHS ENJOY NO PAYMENTS UNTIL 2024 *APR=Annual Percentage Rate. 7.49% APR is for a 36 month term and 8.49% APR is for a 60 month term. Other rates available. Payment examples: A loan of $5,000 with 7.49% APR with a 36 month term will have 36 monthly Principal and Interest payments of $156.42 which includes $631.11 total interest paid. A loan of $5,000 with 8.49% APR with a 60 month term will have 60 monthly Principal and Interest payments of $103.25 which includes $1,194.46 total interest paid. Offer valid from 11/17/23 to 11/30/2023 and can be modified or cancelled at anytime. Applicants must qualify under CU Hawaii's membership and lending guidelines. First payment must be made on or before the due date disclosed in the loan agreement. Internal refinancing available. Certain restrictions apply. UNWRAP YOURSELF MORE POSSIBILITES Offer Valid 11/17 - 11/30/23 FEDERALLY INSURED BY NCUA SPECIAL CERTIFICATE YOU WILL EARN 4.88 % FOR 12 MONTHS WITH $ 500 MINIMUM TO OPEN * APY = Annual percentage yield . APY is accurate as of November 16 , 2023 and is subject to change without notice . Minimum opening deposit is $ 100 per certificate , with a cumulative maximum of $ 1,000,000 in new special certificate deposits per member . A penalty may be imposed for early withdrawal . Terms on this Certificate are offered as a special promotion . Certificate will automatically renew at maturity into a new Certificate for the selected initial term , at the prevailing rate , unless specified within the 10 - day grace period . Stated APY is valid from 11/16/2023 thru 11/30/2023 and can be modified or cancelled at anytime . Certain terms and conditions apply . Membership with the Credit Union is required . MORE POSSIBILITES FOR YOUR OHANA CU HAWAII Offer Valid 11/16 - 11/30/23 FEDERALLY INSURED BY NCUA PERSONAL LOAN SPECIAL RATES AS LOW AS 7.49 % -8.49 % FOR 36 MONTHS FOR 60 MONTHS ENJOY NO PAYMENTS UNTIL 2024 * APR = Annual Percentage Rate . 7.49 % APR is for a 36 month term and 8.49 % APR is for a 60 month term . Other rates available . Payment examples : A loan of $ 5,000 with 7.49 % APR with a 36 month term will have 36 monthly Principal and Interest payments of $ 156.42 which includes $ 631.11 total interest paid . A loan of $ 5,000 with 8.49 % APR with a 60 month term will have 60 monthly Principal and Interest payments of $ 103.25 which includes $ 1,194.46 total interest paid . Offer valid from 11/17/23 to 11/30/2023 and can be modified or cancelled at anytime . Applicants must qualify under CU Hawaii's membership and lending guidelines . First payment must be made on or before the due date disclosed in the loan agreement . Internal refinancing available . Certain restrictions apply . UNWRAP YOURSELF MORE POSSIBILITES Offer Valid 11/17 - 11/30/23 FEDERALLY INSURED BY NCUA