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    August 2, 2020
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A credit card with secure spending power, low rates, and rewards! Why choose an HFS Rewards Visa Credit Card? 1. No annual fee' 2. Low variable rate 3. Credit limit up to $50,000 4. Earn UChoose Rewards® on every purchase? 5. And much more! OHFS Apply online today at hfsfcu.org/visa-credit-card HILO · HONOKA'A KEA'AU · KONA COAST SHOPPING CENTER PRINCE KUHIO PLAZA WAIMEA CENTER FEDERAL CREDIT UNION Where Caring Counts HFS FCU IS FEDERALLY INSURED BY NCUA 'APR = Annual percentage Rote. Rate is 8.75% os of Juty L, 2020. The stoted rate of 8.75% APR is a variable rate ond is (808) 930-1400 (800) 216-2666 ond October with o maimum rote of 18%. The index value is determined as of 10 days betore the dote oft ony onnuol percentoge rote odjustment. The current index value is 3.25% os of 07/01/2020. 100 Foreign Tronsoction Fee is opplicoble uChoose Rewords is a registered trodemork of Fiserv, inc. or its atfiliones. Register your cord ot https://uchooserowords.com/ to begin earning points. All Credit Cords are subject to credit approval. Applications may be subrnitted online or at any HFS FCU bronch location. Membership with the Credit Union is required ond open to oll who live, work, worship, attend school, volunteer or participate in ossociations headquartered on Howali skond. A non-refundoble S100 fee is required to estoblish membership. A minimum opening bolance of $50.00 is required to open a sovings occount. fO hfsfcu.org NCUA OHFS A credit card with secure spending power, low rates, and rewards! Why choose an HFS Rewards Visa Credit Card? 1. No annual fee' 2. Low variable rate 3. Credit limit up to $50,000 4. Earn UChoose Rewards® on every purchase? 5. And much more! OHFS Apply online today at hfsfcu.org/visa-credit-card HILO · HONOKA'A KEA'AU · KONA COAST SHOPPING CENTER PRINCE KUHIO PLAZA WAIMEA CENTER FEDERAL CREDIT UNION Where Caring Counts HFS FCU IS FEDERALLY INSURED BY NCUA 'APR = Annual percentage Rote. Rate is 8.75% os of Juty L, 2020. The stoted rate of 8.75% APR is a variable rate ond is (808) 930-1400 (800) 216-2666 ond October with o maimum rote of 18%. The index value is determined as of 10 days betore the dote oft ony onnuol percentoge rote odjustment. The current index value is 3.25% os of 07/01/2020. 100 Foreign Tronsoction Fee is opplicoble uChoose Rewords is a registered trodemork of Fiserv, inc. or its atfiliones. Register your cord ot https://uchooserowords.com/ to begin earning points. All Credit Cords are subject to credit approval. Applications may be subrnitted online or at any HFS FCU bronch location. Membership with the Credit Union is required ond open to oll who live, work, worship, attend school, volunteer or participate in ossociations headquartered on Howali skond. A non-refundoble S100 fee is required to estoblish membership. A minimum opening bolance of $50.00 is required to open a sovings occount. fO hfsfcu.org NCUA OHFS