MAKE DAILY SPENDING more rewarding Our new Visa Platinum Credit Card can give you the ultimate spending power. With low rates and CURewards it's like catching the perfect wave. CU Rewards > Low, Variable Rate of 8.75% APR. Limited-time Balance Transfer Rate of 1.99% Introductory Rate for 12 months? Ready for something more? Apply online today at hfsfcu.org @HFS FEDERAL CREDIT UNION Where Caring Counts "APR Annual Percentage Rate Rate is 75 APR as of August 1 202n The stated rate of 8.75 APRis a variable rate and is based upon the Prime rate Gindex an published in the Wall Street Journal plus a margin of 5SON. The APR may be adjusted quarterly on the finst day of January April July and October with a maximum rate of 18. The inder value is determined as of 10 days before the date of any annual percentage rate adjuntment The current index value is 325 as of ca/o20 Ineroductory balance transler APR is valid for new cardholiders only All Credit Cards are subject to credit approval Applications may be submitted online or at any HPS FOU branch location. Membership with the Credit Union is required and open to all who ve. work worship attend school volunteer or participate in associations headquartered on the island of Hawai. Anon refundable S1.00 fee is required to establish membership. A minimum opening balance ofr sso.00 is required t0 open a Savings Account. HFS FOU s Federally Insured by NCUA (808) 930-1400 D (800) 216-2666 NCUA hfsfeu.org MAKE DAILY SPENDING more rewarding Our new Visa Platinum Credit Card can give you the ultimate spending power. With low rates and CURewards it's like catching the perfect wave. CU Rewards > Low, Variable Rate of 8.75% APR. Limited-time Balance Transfer Rate of 1.99% Introductory Rate for 12 months? Ready for something more? Apply online today at hfsfcu.org @HFS FEDERAL CREDIT UNION Where Caring Counts "APR Annual Percentage Rate Rate is 75 APR as of August 1 202n The stated rate of 8.75 APRis a variable rate and is based upon the Prime rate Gindex an published in the Wall Street Journal plus a margin of 5SON. The APR may be adjusted quarterly on the finst day of January April July and October with a maximum rate of 18. The inder value is determined as of 10 days before the date of any annual percentage rate adjuntment The current index value is 325 as of ca/o20 Ineroductory balance transler APR is valid for new cardholiders only All Credit Cards are subject to credit approval Applications may be submitted online or at any HPS FOU branch location. Membership with the Credit Union is required and open to all who ve. work worship attend school volunteer or participate in associations headquartered on the island of Hawai. Anon refundable S1.00 fee is required to establish membership. A minimum opening balance ofr sso.00 is required t0 open a Savings Account. HFS FOU s Federally Insured by NCUA (808) 930-1400 D (800) 216-2666 NCUA hfsfeu.org