You still have time to save BIG. offer ends January 31, 2021! Chew up those smaller bills INTO ONE PAYMENT with a Debt Consolidation Loan as low as % as low as Special Personal Loan Rates 1.99 APR 2.99 % for 36-60 months APR for 12 months? Other rates and terms available. This offer is available December 1, 2020 through January 31, 2021. @HFS Apply online at hfsfcu.org or call us at (808) 930-1400 or (800) 216-2666 toll free. APR-Annual Percontage Rate. Rates offective as of December 1, 2020, The 1.99% APR is derived by discounting the rate of 2.24% APR with a 0.25% discount for automatic paymeonts. Monthly poyments at 1.99% APR for 12 months wis be S842.80 per $10,000 borrowed. The 299% APR is derived by discounting the rote of 3.24% APR with a 025% discount for outomatic payments. Monthly payments at 299% APR for 36 months will be $290.92 per $10,000.00 borrowed. Monthly payments ot 2.99% APR for 60 months will be S180.00 per S10,000.00 borrowed The actual rotes and APR depend on credit history and loan terms. Subject to credit opproval. Other rates and terms available. Refinances of existing HFS loans do not quality for this offer. Applications may be submitted online or ot any HFS FCU branch location. Membership with the Credit Uunion is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable S1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Insured by NCUA Hurry, offer ends January 31, 2021. FEDERAL CREDIT UNION Where Caring Counts f O hfsfcu.org NCUA You still have time to save BIG. offer ends January 31, 2021! Chew up those smaller bills INTO ONE PAYMENT with a Debt Consolidation Loan as low as % as low as Special Personal Loan Rates 1.99 APR 2.99 % for 36-60 months APR for 12 months? Other rates and terms available. This offer is available December 1, 2020 through January 31, 2021. @HFS Apply online at hfsfcu.org or call us at (808) 930-1400 or (800) 216-2666 toll free. APR-Annual Percontage Rate. Rates offective as of December 1, 2020, The 1.99% APR is derived by discounting the rate of 2.24% APR with a 0.25% discount for automatic paymeonts. Monthly poyments at 1.99% APR for 12 months wis be S842.80 per $10,000 borrowed. The 299% APR is derived by discounting the rote of 3.24% APR with a 025% discount for outomatic payments. Monthly payments at 299% APR for 36 months will be $290.92 per $10,000.00 borrowed. Monthly payments ot 2.99% APR for 60 months will be S180.00 per S10,000.00 borrowed The actual rotes and APR depend on credit history and loan terms. Subject to credit opproval. Other rates and terms available. Refinances of existing HFS loans do not quality for this offer. Applications may be submitted online or ot any HFS FCU branch location. Membership with the Credit Uunion is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii. A non-refundable S1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Insured by NCUA Hurry, offer ends January 31, 2021. FEDERAL CREDIT UNION Where Caring Counts f O hfsfcu.org NCUA