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    February 22, 2021
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Mahal Enjoy even lower rates, year-round, because we're always here to serve you. AUTO LOANS Rates as low as 1.95% APR for 60 months? for new and used vehicles. @HFS PERSONAL LOANS Rates as low as 1.99% APR for 12 months' or 2.99% APR for 36-60 months FEDERAL CREDIT UNION Where Caring Couts Other rates and terms available. Other rates and terms available. Apply online at hfsfcu.org or call us at (808) 930-1400 or (800) 216-2666 toll-free to schedule an appointment with a Loan Officer today! PR-Annual Porcentoge Rote. Rotes ottective as of February 22, 2021. The 19sK APR s derived by discounting the roto of 245x APR with a025% discount for outomotic payments ond on oddiional 025x discount for a 20x down payment. Monthly payments ot L95 APR for 60 months wil be $525.32 per $30,000 borowed Theis APRis derived by discouning the cone of 224 APR with a025s dscount tor outomatic payments. Monthy payments ot L APR for 12 montha will be $84280 per S0.000 borrowed. The 290n APR is derived by discounting the rote of 324 APR with a 025x discount for automotic payments. Monthly paymonts ot 2.9 APR for 36 montha wil be $290.92 per Si0000.00 bomowed. Monthly payments ot 2.9 APR for 60 months wil be $18000 per S0,000.00 borrowed. The octual Fotes and APR depend on oredit history ond loon terms. Subject to credit opproval Other rates ond terms avoloble. Applicotions may be submitted online or at any HS FOU bronch locotion Membership with the Credit Union is open to oll who ive, work, worship, attend school volunteer or participote in ossociations headquortered on the islond of Howol A non-retundoble S00 hfsfcu.org tee is required to establish membership with the Credit Union A minimum opening balance of S50.00 is required to open a Sovings Account. fOI Federally Insured by NCUA. Mahal Enjoy even lower rates, year-round, because we're always here to serve you. AUTO LOANS Rates as low as 1.95% APR for 60 months? for new and used vehicles. @HFS PERSONAL LOANS Rates as low as 1.99% APR for 12 months' or 2.99% APR for 36-60 months FEDERAL CREDIT UNION Where Caring Couts Other rates and terms available. Other rates and terms available. Apply online at hfsfcu.org or call us at (808) 930-1400 or (800) 216-2666 toll-free to schedule an appointment with a Loan Officer today! PR-Annual Porcentoge Rote. Rotes ottective as of February 22, 2021. The 19sK APR s derived by discounting the roto of 245x APR with a025% discount for outomotic payments ond on oddiional 025x discount for a 20x down payment. Monthly payments ot L95 APR for 60 months wil be $525.32 per $30,000 borowed Theis APRis derived by discouning the cone of 224 APR with a025s dscount tor outomatic payments. Monthy payments ot L APR for 12 montha will be $84280 per S0.000 borrowed. The 290n APR is derived by discounting the rote of 324 APR with a 025x discount for automotic payments. Monthly paymonts ot 2.9 APR for 36 montha wil be $290.92 per Si0000.00 bomowed. Monthly payments ot 2.9 APR for 60 months wil be $18000 per S0,000.00 borrowed. The octual Fotes and APR depend on oredit history ond loon terms. Subject to credit opproval Other rates ond terms avoloble. Applicotions may be submitted online or at any HS FOU bronch locotion Membership with the Credit Union is open to oll who ive, work, worship, attend school volunteer or participote in ossociations headquortered on the islond of Howol A non-retundoble S00 hfsfcu.org tee is required to establish membership with the Credit Union A minimum opening balance of S50.00 is required to open a Sovings Account. fOI Federally Insured by NCUA.