Chew up those smaller bills INTO ONE PAYMENT with a Debt Consolidation Loan as low as as low as 1.99 PR 2.99% for 36-60 months % Special Personal Loan Rates APR for 12 months? Other rates and terms available. This offer is available December 1, 2020 through January 31, 2021. @HFS Apply online at hfsfcu.org or call us at (808) 930-1400 or (800) 216-2666 toll free. APR-Annual Percentage Rate. Rates effective as of December 1, 2020, The 199% APR is derived by discounting the rate of 224% APR with a 0.25% discount for automatic payments. Monthly payments at 1.99% APR for 12 months will be $842.80 per S10,000 borrowed. ihe 2.99% AP is derived by discounting the rate of 3.24% APR with a 0.25% discount for autometic payments. Monthly payments ot 2.99% APR for 36 months will be $200.92 per $10,000.00 borrowed. Monthly payments at 2.99% APR for 60 months will be SI80.00 per SI0.000.00 borrowed. The actual rates and APR depend on credit history and loan terms. Subject to credit approval. Other rates and terms available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online or at any HFSFCU branch location Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawai. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Insured by NCUA FEDERAL CREDIT UNION Where Caring Counts f O hfsfcu.org NCUA Hurry, offer ends January 31, 2021. Chew up those smaller bills INTO ONE PAYMENT with a Debt Consolidation Loan as low as as low as 1.99 PR 2.99% for 36-60 months % Special Personal Loan Rates APR for 12 months? Other rates and terms available. This offer is available December 1, 2020 through January 31, 2021. @HFS Apply online at hfsfcu.org or call us at (808) 930-1400 or (800) 216-2666 toll free. APR-Annual Percentage Rate. Rates effective as of December 1, 2020, The 199% APR is derived by discounting the rate of 224% APR with a 0.25% discount for automatic payments. Monthly payments at 1.99% APR for 12 months will be $842.80 per S10,000 borrowed. ihe 2.99% AP is derived by discounting the rate of 3.24% APR with a 0.25% discount for autometic payments. Monthly payments ot 2.99% APR for 36 months will be $200.92 per $10,000.00 borrowed. Monthly payments at 2.99% APR for 60 months will be SI80.00 per SI0.000.00 borrowed. The actual rates and APR depend on credit history and loan terms. Subject to credit approval. Other rates and terms available. Refinances of existing HFS loans do not qualify for this offer. Applications may be submitted online or at any HFSFCU branch location Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawai. A non-refundable $1.00 fee is required to establish membership with the Credit Union. A minimum opening balance of $50.00 is required to open a Savings Account. Insured by NCUA FEDERAL CREDIT UNION Where Caring Counts f O hfsfcu.org NCUA Hurry, offer ends January 31, 2021.